Financial Library

Future Life Plan is pleased to keep you informed with the latest financial planning articles.

Estate planning – why it’s important to have a will

What is your ‘estate’? Your ‘estate’ includes everything you own – your ‘earthly possessions’, if you will. It can include

Teaching kids about money

Raising your kids to be smart with money gives them vital life skills. Helping younger kids understand money As a

Should you change your investment strategy because of the CGT changes?

The capital gains tax (CGT) reforms have sparked debate about whether investors should favour income-producing investments over those focused on

Financial literacy in Australia: Where we’re improving (and falling behind)

How well do we understand our money? Most of us make financial decisions almost every day. We decide whether to

How to dispose of shares

How to dispose of shares You can dispose of your shares in the following ways: selling them giving them away

Should I rent or own a place in a retirement village?

In Australia, there are both ownership and rental opportunities to choose from when deciding on the best retirement living option

Teaching kids about money

Raising your kids to be smart with money gives them vital life skills. Helping younger kids understand money As a

Should you change your investment strategy because of the CGT changes?

The capital gains tax (CGT) reforms have sparked debate about whether investors should favour income-producing investments over those focused on

Financial literacy in Australia: Where we’re improving (and falling behind)

How well do we understand our money? Most of us make financial decisions almost every day. We decide whether to

How to dispose of shares

How to dispose of shares You can dispose of your shares in the following ways: selling them giving them away

What is a managed fund

A managed fund lets you hand investment decisions to a fund manager. How a managed fund works In

Signals from the bond markets

If the financial markets could talk, then bonds would probably be saying: “We’re not convinced the story is over yet”.

Estate planning – why it’s important to have a will

What is your ‘estate’? Your ‘estate’ includes everything you own – your ‘earthly possessions’, if you will. It can include

Should I rent or own a place in a retirement village?

In Australia, there are both ownership and rental opportunities to choose from when deciding on the best retirement living option

Defined benefit super explained

Learn how defined benefit super works and what it could mean for retirement. What is defined benefit super? Defined benefit

Why Transition to Retirement deserves a second look

For many people approaching retirement, the transition from full-time work to retirement is no longer a sudden stop. Instead, it’s

The three phases of retirement: Key decisions at every stage

Retirement starts long before your last day at work There are certain moments in life that reshape not just your

How floating rate bonds can make your portfolio more resilient

Floating rate bonds tend to receive less attention than shares or fixed rate bonds. Yet in Australia, floating rate bonds

Estate planning – why it’s important to have a will

What is your ‘estate’? Your ‘estate’ includes everything you own – your ‘earthly possessions’, if you will. It can include

Should I rent or own a place in a retirement village?

In Australia, there are both ownership and rental opportunities to choose from when deciding on the best retirement living option

Defined benefit super explained

Learn how defined benefit super works and what it could mean for retirement. What is defined benefit super? Defined benefit

Why Transition to Retirement deserves a second look

For many people approaching retirement, the transition from full-time work to retirement is no longer a sudden stop. Instead, it’s

The three phases of retirement: Key decisions at every stage

Retirement starts long before your last day at work There are certain moments in life that reshape not just your

How floating rate bonds can make your portfolio more resilient

Floating rate bonds tend to receive less attention than shares or fixed rate bonds. Yet in Australia, floating rate bonds

Should you sell or rent out your home before buying again?

Sell vs. rent: at a glance Selling your home before you buy may suit you if: You want a bigger

Ensure your estate planning reflects your wishes

Many people are surprised to learn that some of their largest assets may not be covered by their will. With

How to maximise the impact of your inheritance

Australia’s $3.5 trillion wealth transfer: how to invest an inheritance wisely Australia is entering one of the largest intergenerational wealth

Tips and tricks for cutting costs

Discounts, offers and rewards programs Cost of living is impacting people across Australia, with everything from interest rates to the

Who has access to my bank details? What protections are in place to prevent misuse?

Two brothers – Paul Issa and Phillip Issa – ABC News Breakfast it was “appropriate that charges have been laid”

How SMSFs are taxed

How self-managed super funds (SMSFs) are taxed, what is assessable income, and what are allowable deductions. Tax on income Self-managed

Choosing a home loan

When you’re looking for a good deal on a home loan, the interest rate matters. With the cash rate on

Releasing the value in your home

Rising property prices have led many people to look for ways to unlock the increased equity in their homes so

Credit scores and credit reports

Lenders use your credit score (or credit rating) to decide whether to give you credit or lend you money. Knowing

Legacy or liability? Planning a smooth wealth transfer

Australians inherited an estimated $150 billion in 2024, an increase of more than 70 per cent in a decade, according

Estate planning gives you a final say

Planning for what happens when you pass away or become incapacitated is an important way of protecting those you care

Yours, mine and ours – estate and succession planning for modern families

Navigating complex family relationships and blended families can be challenging at times and particularly when a family member dies. A

Financial Library

Future Life Plan is pleased to keep you informed with the latest financial planning articles.

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